A gap at the top

   Angelfire ad inserts a gap at the top, and your top image in the top frame has to be at the top.

   Use this cod for the top image

   <DIV ID="header" STYLE="position:absolute; left:0; top:0;">
<IMG border="0" src="image.gif" alt="text here" width="491" height="78">
</DIV>

   Change the ones in red

   play with left:0; like left:45; or any number you like

   also with

   width="491" height="78"

   use the width and height of your image